{"id":13447,"date":"2026-03-03T23:00:18","date_gmt":"2026-03-03T23:00:18","guid":{"rendered":"https:\/\/webswiftusa.com\/Artifin\/?page_id=13447"},"modified":"2026-03-25T15:23:27","modified_gmt":"2026-03-25T15:23:27","slug":"self-employed-tax-calculator","status":"publish","type":"page","link":"https:\/\/webswiftusa.com\/Artifin\/self-employed-tax-calculator\/","title":{"rendered":"Self-Employed Tax Calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"13447\" class=\"elementor elementor-13447\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b40e88a e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"b40e88a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-a63a30f elementor-widget__width-auto pxl-none elementor-widget elementor-widget-pxl_breadcrumb\" data-id=\"a63a30f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_breadcrumb.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-breadcrumb-wrap\">\n\t<ul class=\"pxl-breadcrumb\"><li><span class=\"breadcrumb-entry\">Home<\/span><\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cbacc5 elementor-widget__width-inherit pxl-none elementor-widget elementor-widget-pxl_heading\" data-id=\"3cbacc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-3cbacc5-9265\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h1 class=\"pxl-item--title style-default color  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\tSelf-Employed Tax Calculator\t\n\t\t\t\n\t\t<\/h1>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-5e4db16 e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"5e4db16\" data-element_type=\"container\" data-e-type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-bf1fd2d elementor-widget__width-inherit pxl-none elementor-invisible elementor-widget elementor-widget-pxl_heading\" data-id=\"bf1fd2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-bf1fd2d-2267\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-text-gradient \" data-wow-delay=\"ms\">\n\t\t\t\t\tFree             <span class=\"pxl-title--highlight \">\n                Employed             <\/span>\n        &#038;             <span class=\"pxl-title--highlight \">\n                 Self-Employed            <\/span>\n         Tax Calculator Tool\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff6b0b6 pxl-none elementor-widget elementor-widget-pxl_text_editor\" data-id=\"ff6b0b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor default\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\t<p>Use our smart employed and self-employed tax calculator to quickly estimate your tax liability with accuracy and ease. Simply enter your income details to get instant results, helping you plan finances better, avoid surprises, and stay fully prepared for your tax obligations throughout the year with confidence.<\/p>\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-adac126 e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"adac126\" data-element_type=\"container\" data-e-type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-7cfb325 pxl-none elementor-widget elementor-widget-html\" data-id=\"7cfb325\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"en\">\r\n\r\n<head>\r\n  <meta charset=\"UTF-8\" \/>\r\n  \r\n  <meta name=\"viewport\" content=\"width=device-width, initial-scale=1\" \/>\r\n  <style>\r\n    :root {\r\n      --primary: #a51d45;\r\n      --accent: #b79b72;\r\n\r\n      --card: #ffffff;\r\n      --border: #dde3ea;\r\n      --text-main: #1a1a1a;\r\n      --text-muted: #6b7280;\r\n      --danger: #b91c1c;\r\n      --radius-lg: 18px;\r\n\r\n      \/* NEW: easy to tweak these *\/\r\n      --payment-box-bg: #f5f6fb;\r\n      --payment-box-border: #cbd5e1;\r\n      --matrix-row-bg: rgba(110, 176, 187, 0.09);\r\n    }\r\n\r\n\r\n    .wrapper {\r\n      max-width: 1200px;\r\n      margin: 0 auto;\r\n    }\r\n\r\n    .header-row {\r\n      display: flex;\r\n      justify-content: space-between;\r\n      align-items: flex-start;\r\n      gap: 16px;\r\n      margin-bottom: 1.2rem;\r\n    }\r\n\r\n    h1 {\r\n      font-size: 1.9rem;\r\n      margin: 0 0 0.35rem;\r\n      color: var(--primary);\r\n    }\r\n\r\n    .subtitle {\r\n      color: var(--text-muted);\r\n      margin-bottom: 0.4rem;\r\n    }\r\n\r\n    .year-selector {\r\n      text-align: right;\r\n      min-width: 200px;\r\n      padding: 0px;\r\n    }\r\n\r\n    .year-short-label {\r\n      font-size: 16px;\r\n      color: var(--text-muted);\r\n      margin-bottom: 0.25rem;\r\n    }\r\n\r\n    .year-selector select {\r\n      width: 100%;\r\n      padding: 0px 10px;\r\n      border-radius: 999px;\r\n      background: #f8f8f8;\r\n      font-size: 16px;\r\n      color: var(--text-main);\r\n    }\r\n\r\n    .pill {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 6px;\r\n      padding: 10px 10px;\r\n      border-radius: 999px;\r\n      background: rgba(62, 53, 104, 0.06);\r\n      \r\n      font-size: 14px;\r\n      color: var(--primary);\r\n      margin-top: 40px;\r\n    }\r\n\r\n    .pill strong {\r\n      font-weight: 600;\r\n    }\r\n\r\n    .grid {\r\n      display: grid;\r\n      grid-template-columns: minmax(0, 1.1fr) minmax(0, 1.1fr);\r\n      gap: 24px;\r\n      align-items: flex-start;\r\n    }\r\n\r\n    .left-column {\r\n      display: flex;\r\n      flex-direction: column;\r\n      gap: 18px;\r\n    }\r\n\r\n    .card {\r\n      background: var(--card);\r\n      border-radius: var(--radius-lg);\r\n      padding: 20px 22px;\r\n      box-shadow: 0 18px 40px rgba(15, 23, 42, 0.08);\r\n      border: 1px solid var(--border);\r\n    }\r\n\r\n    .card--highlight {\r\n      background: var(--card);\r\n      border: 1px solid var(--border);\r\n      box-shadow: 0 18px 40px rgba(15, 23, 42, 0.08);\r\n    }\r\n\r\n    .card-title {\r\n      font-size: 1.1rem;\r\n      font-weight: 600;\r\n      margin-bottom: 1rem;\r\n      color: var(--primary);\r\n    }\r\n\r\n    .field {\r\n      margin-bottom: 1rem;\r\n    }\r\n\r\n    .field label {\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: space-between;\r\n      font-size: 0.96rem;\r\n      margin-bottom: 0.35rem;\r\n    }\r\n\r\n    .field-input {\r\n      display: flex;\r\n      align-items: center;\r\n      background: white;\r\n      border-radius: 10px;\r\n      padding: 0px 10px;\r\n      border: 1px solid var(--border);\r\n    }\r\n\r\n    .field-input span.prefix {\r\n      font-size: 1.2rem;\r\n\r\n    }\r\n\r\n    .field-input input {\r\n      border: none;\r\n      outline: none;\r\n      background: transparent;\r\n      width: 100%;\r\n      font-size: 14px;\r\n      color: var(--text-main);\r\n    }\r\n\r\n    .muted {\r\n      color: var(--text-muted);\r\n      font-size: 13px;\r\n      line-height: 22px;\r\n    }\r\n\r\n    .muted span {\r\n      display: block;\r\n    }\r\n\r\n    .muted+.muted {\r\n      margin-top: 0.15rem;\r\n    }\r\n\r\n    .error {\r\n      color: var(--danger);\r\n      font-size: 0.8rem;\r\n      margin-top: 0.25rem;\r\n      min-height: 1em;\r\n    }\r\n\r\n    .tax-flow {\r\n      display: flex;\r\n      flex-direction: column;\r\n      gap: 10px;\r\n    }\r\n\r\n    .tax-sections {\r\n      display: flex;\r\n      flex-direction: column;\r\n      gap: 8px;\r\n    }\r\n\r\n    .section {\r\n      padding-bottom: 4px;\r\n    }\r\n\r\n    .summary-row {\r\n      display: flex;\r\n      justify-content: space-between;\r\n      align-items: center;\r\n      gap: 10px;\r\n      margin-bottom: 0.35rem;\r\n      font-size: 0.96rem;\r\n    }\r\n\r\n    .summary-row strong {\r\n      font-weight: 600;\r\n    }\r\n\r\n    .summary-row .amount {\r\n      margin-left: auto;\r\n      font-variant-numeric: tabular-nums;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .summary-row--total {\r\n      padding-top: 0.35rem;\r\n      border-top: 1px dashed rgba(31, 41, 55, 0.25);\r\n      margin-top: 0.5rem;\r\n      font-size: 1rem;\r\n    }\r\n\r\n    .summary-row--final {\r\n      margin-top: 1rem;\r\n      padding-top: 0.7rem;\r\n      border-top: 1.5px solid rgba(31, 41, 55, 0.35);\r\n      font-size: 1.05rem;\r\n    }\r\n\r\n    .summary-row--final .amount {\r\n      font-size: 1.18rem;\r\n      color: var(--primary);\r\n    }\r\n\r\n    .section-details {\r\n      overflow: hidden;\r\n      max-height: 200px;\r\n      opacity: 1;\r\n      transition: max-height 0.25s ease, opacity 0.25s ease;\r\n    }\r\n\r\n    .section.section--collapsed .section-details {\r\n      max-height: 0;\r\n      opacity: 0;\r\n    }\r\n\r\n    .section-details span {\r\n      position: relative;\r\n      padding-left: 14px;\r\n    }\r\n\r\n    .section-details span::before {\r\n      content: \"\u2022\";\r\n      position: absolute;\r\n      left: 0;\r\n      top: 0;\r\n      color: var(--accent);\r\n      font-size: 0.9rem;\r\n    }\r\n\r\n    .timeline-node {\r\n      width: 26px;\r\n      height: 26px;\r\n      border-radius: 999px;\r\n      border: 2px solid rgba(59, 54, 84, 0.5);\r\n      background: #fff;\r\n      color: var(--primary);\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      font-weight: 700;\r\n      cursor: pointer;\r\n      font-size: 0.88rem;\r\n      transition: background 0.2s ease, transform 0.15s ease,\r\n        box-shadow 0.2s ease, color 0.2s ease, border-color 0.2s ease;\r\n      flex-shrink: 0;\r\n    }\r\n\r\n    .timeline-node:hover {\r\n      background: var(--primary);\r\n      color: #fff;\r\n      box-shadow: 0 0 0 3px rgba(59, 54, 84, 0.18);\r\n      transform: translateY(-1px);\r\n    }\r\n\r\n    .timeline-node--active {\r\n      background: var(--primary);\r\n      color: #fff;\r\n      border-color: var(--primary);\r\n      box-shadow: 0 0 0 3px rgba(59, 54, 84, 0.18);\r\n    }\r\n\r\n    \/* UPDATED: Uses variables so you can tweak easily *\/\r\n    .payment-on-account {\r\n      margin-top: 0.6rem;\r\n      margin-bottom: 0.6rem;\r\n      padding: 10px 12px;\r\n      border-radius: 12px;\r\n      background: var(--payment-box-bg);\r\n      border: 1px solid var(--payment-box-border);\r\n      font-size: 0.86rem;\r\n      color: var(--text-main);\r\n    }\r\n\r\n    .payment-on-account strong {\r\n      color: var(--primary);\r\n    }\r\n\r\n    .payment-on-account ul {\r\n      margin: 0.35rem 0 0.2rem;\r\n      padding-left: 18px;\r\n    }\r\n\r\n    .calc-details {\r\n      margin-top: 0.6rem;\r\n      font-size: 0.86rem;\r\n      color: var(--text-muted);\r\n      line-height: 1.5;\r\n    }\r\n\r\n    .calc-details strong {\r\n      color: var(--primary);\r\n    }\r\n\r\n    .calc-details .highlight-amount {\r\n      font-weight: 700;\r\n    }\r\n\r\n    .calc-details ul {\r\n      padding-left: 18px;\r\n      margin: 0.3rem 0 0.7rem;\r\n    }\r\n\r\n    .matrix-card-title {\r\n      display: flex;\r\n      justify-content: space-between;\r\n      align-items: center;\r\n      gap: 12px;\r\n      margin-bottom: 0.6rem;\r\n    }\r\n\r\n    .matrix-card-title small {\r\n      font-size: 0.8rem;\r\n      color: var(--text-muted);\r\n    }\r\n\r\n    .result-matrix {\r\n      width: 100%;\r\n      border-radius: 14px;\r\n      overflow: hidden;\r\n      border: 1px solid rgba(59, 54, 84, 0.15);\r\n    }\r\n\r\n    .result-matrix-header {\r\n      display: grid;\r\n      grid-template-columns: 1.6fr repeat(4, 1fr);\r\n      background: var(--primary);\r\n      color: #fff;\r\n      font-size: 0.82rem;\r\n      text-transform: uppercase;\r\n      letter-spacing: 0.03em;\r\n    }\r\n\r\n    .result-matrix-header div {\r\n      padding: 7px 10px;\r\n      font-weight: 600;\r\n      text-align: right;\r\n    }\r\n\r\n    .result-matrix-header div:first-child {\r\n      text-align: left;\r\n    }\r\n\r\n    \/* UPDATED: All rows share the same background, using a variable *\/\r\n    .result-matrix-row {\r\n      display: grid;\r\n      grid-template-columns: 1.6fr repeat(4, 1fr);\r\n      font-size: 0.86rem;\r\n      background: var(--matrix-row-bg);\r\n    }\r\n\r\n    .result-matrix-row:nth-child(even) {\r\n      background: var(--matrix-row-bg);\r\n    }\r\n\r\n    .result-matrix-row div {\r\n      padding: 7px 10px;\r\n      border-top: 1px solid rgba(221, 227, 234, 0.8);\r\n      text-align: right;\r\n      font-variant-numeric: tabular-nums;\r\n    }\r\n\r\n    .result-matrix-row div:first-child {\r\n      text-align: left;\r\n      font-weight: 500;\r\n      color: var(--primary);\r\n    }\r\n\r\n    .result-matrix-row--total {\r\n      background: var(--matrix-row-bg);\r\n      font-weight: 600;\r\n    }\r\n\r\n    .matrix-footer {\r\n      margin-top: 0.45rem;\r\n      font-size: 14px;\r\n      color: var(--text-muted);\r\n    }\r\n\r\n    \/* NEW: Full-width calculation details section *\/\r\n    .calc-wide-wrapper {\r\n      margin-top: 20px;\r\n    }\r\n\r\n    .card--wide {\r\n      padding: 22px 24px;\r\n    }\r\n\r\n    .calc-wide-title {\r\n      font-size: 1.25rem;\r\n      margin: 0 0 0.75rem;\r\n      color: var(--primary);\r\n    }\r\n\r\n    .calc-details--wide {\r\n      font-size: 14px;\r\n      line-height: 20px;\r\n    }\r\n\r\n    @media (max-width: 860px) {\r\n      body {\r\n        padding: 0px 15px;\r\n      }\r\n       .header-row {\r\n      display: block;\r\n      justify-content: space-between;\r\n      align-items: flex-start;\r\n      gap: 16px;\r\n      margin-bottom: 1.2rem;\r\n    }\r\n\r\n      .grid {\r\n        grid-template-columns: minmax(0, 1fr);\r\n      }\r\n      \r\n    .pill {\r\n      width: 100%;\r\n      margin-top: 0px;\r\n    }\r\n\r\n      .year-selector {\r\n        width: 100%;\r\n      }\r\n\r\n      .year-short-label {\r\n        text-align: left;\r\n      }\r\n\r\n      .calc-wide-wrapper {\r\n        margin-top: 16px;\r\n      }\r\n\r\n      .calc-wide-title {\r\n        font-size: 1.1rem;\r\n      }\r\n\r\n      .calc-details--wide {\r\n        font-size: 0.92rem;\r\n      }\r\n\r\n      \/* \u2705 FIX 1: Prevent the Self-Assessment breakdown box\/table from being cut on mobile *\/\r\n      .result-matrix {\r\n        overflow-x: auto;              \/* allow scroll instead of cutting *\/\r\n        -webkit-overflow-scrolling: touch;\r\n      }\r\n\r\n      .result-matrix-header,\r\n      .result-matrix-row {\r\n        min-width: 560px;              \/* keep table layout consistent like desktop\/tablet *\/\r\n      }\r\n\r\n      \/* Optional: slightly tighter padding on mobile for the table *\/\r\n      .result-matrix-header div,\r\n      .result-matrix-row div {\r\n        padding: 6px 8px;\r\n      }\r\n\r\n      \/* \u2705 FIX 2: Keep \"2. Tax and profit\" amounts inside the card on mobile *\/\r\n      .summary-row {\r\n        flex-wrap: wrap;               \/* allow wrapping instead of overflowing outside the card *\/\r\n        align-items: flex-start;\r\n      }\r\n\r\n      .summary-row strong {\r\n        flex: 1 1 auto;\r\n        min-width: 0;\r\n      }\r\n\r\n      .summary-row .amount {\r\n        flex: 1 1 100%;                \/* move amount to its own line on small screens *\/\r\n        text-align: right;\r\n        margin-left: 0;\r\n        padding-left: 36px;            \/* keeps it visually aligned after the timeline node *\/\r\n      }\r\n    }\r\n  <\/style>\r\n<\/head>\r\n\r\n<body>\r\n  <div class=\"wrapper\">\r\n    <header>\r\n      <div class=\"header-row\">\r\n        <div>\r\n         <div class=\"pill\">\r\n        <span id=\"taxYearRangeText\">\r\n          <strong>6 April 2024 \u2013 5 April 2025<\/strong>\r\n        <\/span>\r\n      <\/div>\r\n          <div class=\"subtitle\">\r\n            \r\n          <\/div>\r\n        <\/div>\r\n        <div class=\"year-selector\">\r\n          <div id=\"taxYearShortLabel\" class=\"year-short-label\">Tax Year<\/div>\r\n          <select id=\"taxYear\">\r\n            <!-- Default to 2024\/25 so it matches HMRC\u2019s current year calculator -->\r\n            <option value=\"2024-25\" selected>2024\/25<\/option>\r\n            <option value=\"2025-26\">2025\/26<\/option>\r\n            <option value=\"2023-24\">2023\/24<\/option>\r\n            <option value=\"2022-23\">2022\/23<\/option>\r\n            <option value=\"2021-22\">2021\/22<\/option>\r\n          <\/select>\r\n        <\/div>\r\n      <\/div>\r\n\r\n    <\/header>\r\n\r\n    <section class=\"grid\">\r\n      <!-- LEFT: Inputs + breakdown -->\r\n      <div class=\"left-column\">\r\n        <div class=\"card\">\r\n          <div class=\"card-title\">1. Your situation<\/div>\r\n\r\n          <div class=\"field\">\r\n            <label for=\"salary\">\r\n              <span>Annual salary (gross)<\/span>\r\n            <\/label>\r\n            <div class=\"field-input\">\r\n              <span class=\"prefix\">\u00a3<\/span>\r\n              <input id=\"salary\" type=\"number\" min=\"0\" step=\"100\" value=\"10000\" \/>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <div class=\"field\">\r\n            <label for=\"otherIncome\">\r\n              <span>Other income<\/span>\r\n            <\/label>\r\n            <div class=\"field-input\">\r\n              <span class=\"prefix\">\u00a3<\/span>\r\n              <input id=\"otherIncome\" type=\"number\" min=\"0\" step=\"100\" value=\"0\" \/>\r\n            <\/div>\r\n            <div class=\"muted\">\r\n              <span>For example: rental income, savings interest or other taxable income not taxed via PAYE.<\/span>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <div class=\"field\">\r\n            <label for=\"selfIncome\">\r\n              <span>Self-employed income<\/span>\r\n            <\/label>\r\n            <div class=\"field-input\">\r\n              <span class=\"prefix\">\u00a3<\/span>\r\n              <input id=\"selfIncome\" type=\"number\" min=\"0\" step=\"100\" value=\"2500\" \/>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <div class=\"field\">\r\n            <label for=\"selfExpenses\">\r\n              <span>Self-employed expenses<\/span>\r\n            <\/label>\r\n            <div class=\"field-input\">\r\n              <span class=\"prefix\">\u00a3<\/span>\r\n              <input id=\"selfExpenses\" type=\"number\" min=\"0\" step=\"50\" value=\"1000\" \/>\r\n            <\/div>\r\n            <div class=\"muted\">\r\n              <span><\/span>\r\n            <\/div>\r\n            <div id=\"error\" class=\"error\"><\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <!-- Self-Assessment \/ overall statistics chart -->\r\n        <div class=\"card\">\r\n          <div class=\"matrix-card-title\">\r\n            <div class=\"card-title\" style=\"margin-bottom:0;\">Self-Assessment breakdown<\/div>\r\n            <small><\/small>\r\n          <\/div>\r\n\r\n          <div class=\"result-matrix\">\r\n            <div class=\"result-matrix-header\">\r\n              <div>All income<\/div>\r\n              <div>Yearly<\/div>\r\n              <div>Monthly<\/div>\r\n              <div>Weekly<\/div>\r\n              <div>Daily<\/div>\r\n            <\/div>\r\n\r\n            <div class=\"result-matrix-row\">\r\n              <div>Income after expenses <\/div>\r\n              <div id=\"seProfitYear\">\u00a30<\/div>\r\n              <div id=\"seProfitMonth\">\u00a30<\/div>\r\n              <div id=\"seProfitWeek\">\u00a30<\/div>\r\n              <div id=\"seProfitDay\">\u00a30<\/div>\r\n            <\/div>\r\n\r\n            <div class=\"result-matrix-row\">\r\n              <div>Total tax <\/div>\r\n              <div id=\"seTaxYear\">\u00a30<\/div>\r\n              <div id=\"seTaxMonth\">\u00a30<\/div>\r\n              <div id=\"seTaxWeek\">\u00a30<\/div>\r\n              <div id=\"seTaxDay\">\u00a30<\/div>\r\n            <\/div>\r\n\r\n            <div class=\"result-matrix-row\">\r\n              <div>Class 4 NICs<\/div>\r\n              <div id=\"seClass4Year\">\u00a30<\/div>\r\n              <div id=\"seClass4Month\">\u00a30<\/div>\r\n              <div id=\"seClass4Week\">\u00a30<\/div>\r\n              <div id=\"seClass4Day\">\u00a30<\/div>\r\n            <\/div>\r\n\r\n            <div class=\"result-matrix-row result-matrix-row--total\">\r\n              <div>Take home pay <\/div>\r\n              <div id=\"seTakeHomeYear\">\u00a30<\/div>\r\n              <div id=\"seTakeHomeMonth\">\u00a30<\/div>\r\n              <div id=\"seTakeHomeWeek\">\u00a30<\/div>\r\n              <div id=\"seTakeHomeDay\">\u00a30<\/div>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <div class=\"matrix-footer\"><\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <!-- RIGHT: Outputs -->\r\n      <div class=\"card card--highlight\">\r\n        <div class=\"card-title\">2. Tax and profit<\/div>\r\n\r\n        <div class=\"tax-flow\">\r\n          <div class=\"tax-sections\">\r\n            <div class=\"section\" data-section=\"earnings\">\r\n              <div class=\"summary-row\">\r\n                <button class=\"timeline-node timeline-node--active\" data-section=\"earnings\">+<\/button>\r\n                <strong>Total earnings<\/strong>\r\n                <span id=\"totalEarnings\" class=\"amount\">\u00a370,000<\/span>\r\n              <\/div>\r\n              <div class=\"muted section-details\">\r\n                <span id=\"salaryTaxLine\">\u00a30 Income Tax already collected through PAYE on your salary<\/span>\r\n                <span id=\"salaryNiLine\">\u00a30 employee National Insurance already collected through PAYE on your salary<\/span>\r\n                <span id=\"expenseLine\">\u00a30 expenses (we\u2019ve also used the \u00a31,000 trading allowance for tax).<\/span>\r\n              <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"section\" data-section=\"tax\">\r\n              <div class=\"summary-row summary-row--total\">\r\n                <button class=\"timeline-node timeline-node--active\" data-section=\"tax\">\u2212<\/button>\r\n                <strong>Tax to pay (Self Assessment)<\/strong>\r\n                <span id=\"taxToPay\" class=\"amount\">\u00a310,117<\/span>\r\n              <\/div>\r\n              <div class=\"muted section-details\">\r\n                <span id=\"incomeTaxSelf\">\r\n                  \u00a39,146 Income Tax to settle via Self Assessment\r\n                <\/span>\r\n                <span id=\"niSelf\">\r\n                  \u00a3971 Class 4 National Insurance\r\n                <\/span>\r\n              <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"section\" data-section=\"net\">\r\n              <div class=\"summary-row summary-row--final\">\r\n                <button class=\"timeline-node timeline-node--active\" data-section=\"net\">=<\/button>\r\n                <strong>What you\u2019re left with<\/strong>\r\n                <span id=\"netIncome\" class=\"amount\">\u00a350,203<\/span>\r\n              <\/div>\r\n              <div class=\"section-details\"><\/div>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <!-- Payment on account stays within the main (right) card -->\r\n          <div id=\"paymentOnAccountBox\" class=\"payment-on-account\" style=\"display:none;\"><\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/section>\r\n\r\n    <!-- NEW full-width section for Calculation Details (excluding Payment on account) -->\r\n    <section class=\"calc-wide-wrapper\">\r\n      <div class=\"card card--wide\">\r\n        <h2 class=\"calc-wide-title\">Calculation details<\/h2>\r\n        <div id=\"calcDetails\" class=\"calc-details calc-details--wide\"><\/div>\r\n      <\/div>\r\n    <\/section>\r\n  <\/div>\r\n\r\n  <script>\r\n    const TAX_YEARS = {\r\n      \"2025-26\": {\r\n        label: \"6 April 2025 \u2013 5 April 2026\",\r\n        shortLabel: \"2025\/26\",\r\n        personalAllowance: 12570,\r\n        basicRateLimit: 50270,\r\n        additionalRateLimit: 125140,\r\n        class1Lower: 12570,\r\n        class1Upper: 50270,\r\n        class1MainRate: 0.08,\r\n        class1UpperRate: 0.02,\r\n        class4Lower: 12570,\r\n        class4Upper: 50270,\r\n        class4MainRate: 0.06,\r\n        class4UpperRate: 0.02\r\n      },\r\n      \"2024-25\": {\r\n        label: \"6 April 2024 \u2013 5 April 2025\",\r\n        shortLabel: \"2024\/25\",\r\n        personalAllowance: 12570,\r\n        basicRateLimit: 50270,\r\n        additionalRateLimit: 125140,\r\n        class1Lower: 12570,\r\n        class1Upper: 50270,\r\n        class1MainRate: 0.08,\r\n        class1UpperRate: 0.02,\r\n        class4Lower: 12570,\r\n        class4Upper: 50270,\r\n        class4MainRate: 0.06,\r\n        class4UpperRate: 0.02\r\n      },\r\n      \"2023-24\": {\r\n        label: \"6 April 2023 \u2013 5 April 2024\",\r\n        shortLabel: \"2023\/24\",\r\n        personalAllowance: 12570,\r\n        basicRateLimit: 50270,\r\n        additionalRateLimit: 125140,\r\n        class1Lower: 12570,\r\n        class1Upper: 50270,\r\n        class1MainRate: 0.115,\r\n        class1UpperRate: 0.02,\r\n        class4Lower: 12570,\r\n        class4Upper: 50270,\r\n        class4MainRate: 0.09,\r\n        class4UpperRate: 0.02\r\n      },\r\n      \"2022-23\": {\r\n        label: \"6 April 2022 \u2013 5 April 2023\",\r\n        shortLabel: \"2022\/23\",\r\n        personalAllowance: 12570,\r\n        basicRateLimit: 50270,\r\n        additionalRateLimit: 150000,\r\n        class1Lower: 12570,\r\n        class1Upper: 50270,\r\n        class1MainRate: 0.13,\r\n        class1UpperRate: 0.03,\r\n        class4Lower: 9880,\r\n        class4Upper: 50270,\r\n        class4MainRate: 0.10,\r\n        class4UpperRate: 0.03\r\n      },\r\n      \"2021-22\": {\r\n        label: \"6 April 2021 \u2013 5 April 2022\",\r\n        shortLabel: \"2021\/22\",\r\n        personalAllowance: 12570,\r\n        basicRateLimit: 50270,\r\n        additionalRateLimit: 150000,\r\n        class1Lower: 9568,\r\n        class1Upper: 50270,\r\n        class1MainRate: 0.12,\r\n        class1UpperRate: 0.02,\r\n        class4Lower: 9568,\r\n        class4Upper: 50270,\r\n        class4MainRate: 0.09,\r\n        class4UpperRate: 0.02\r\n      }\r\n    };\r\n\r\n    const TRADING_ALLOWANCE = 1000;\r\n\r\n    const salaryInput = document.getElementById(\"salary\");\r\n    const otherIncomeInput = document.getElementById(\"otherIncome\");\r\n    const selfIncomeInput = document.getElementById(\"selfIncome\");\r\n    const selfExpensesInput = document.getElementById(\"selfExpenses\");\r\n    const taxYearSelect = document.getElementById(\"taxYear\");\r\n    const taxYearRangeText = document.getElementById(\"taxYearRangeText\");\r\n    const taxYearShortLabel = document.getElementById(\"taxYearShortLabel\");\r\n    const errorEl = document.getElementById(\"error\");\r\n\r\n    const totalEarningsEl = document.getElementById(\"totalEarnings\");\r\n    const salaryTaxLineEl = document.getElementById(\"salaryTaxLine\");\r\n    const salaryNiLineEl = document.getElementById(\"salaryNiLine\");\r\n    const expenseLineEl = document.getElementById(\"expenseLine\");\r\n    const taxToPayEl = document.getElementById(\"taxToPay\");\r\n    const incomeTaxSelfEl = document.getElementById(\"incomeTaxSelf\");\r\n    const niSelfEl = document.getElementById(\"niSelf\");\r\n    const netIncomeEl = document.getElementById(\"netIncome\");\r\n    const calcDetailsEl = document.getElementById(\"calcDetails\");\r\n    const paymentOnAccountBox = document.getElementById(\"paymentOnAccountBox\");\r\n\r\n    const seIds = {\r\n      profit: [\"seProfitYear\", \"seProfitMonth\", \"seProfitWeek\", \"seProfitDay\"],\r\n      tax: [\"seTaxYear\", \"seTaxMonth\", \"seTaxWeek\", \"seTaxDay\"],\r\n      class4: [\"seClass4Year\", \"seClass4Month\", \"seClass4Week\", \"seClass4Day\"],\r\n      takeHome: [\"seTakeHomeYear\", \"seTakeHomeMonth\", \"seTakeHomeWeek\", \"seTakeHomeDay\"]\r\n    };\r\n\r\n    let activeYearKey = taxYearSelect.value;\r\n\r\n    function getYearConfig() {\r\n      return TAX_YEARS[activeYearKey];\r\n    }\r\n\r\n    function fmt(num) {\r\n      return (\r\n        \"\u00a3\" +\r\n        num.toLocaleString(\"en-GB\", {\r\n          minimumFractionDigits: 0,\r\n          maximumFractionDigits: 0\r\n        })\r\n      );\r\n    }\r\n\r\n    function clampNonNegative(value) {\r\n      if (isNaN(value) || !isFinite(value)) return 0;\r\n      return Math.max(0, value);\r\n    }\r\n\r\n    \/\/ Income Tax with bands and PA taper\r\n    function incomeTaxBreakdown(totalIncome) {\r\n      totalIncome = clampNonNegative(totalIncome);\r\n      const cfg = getYearConfig();\r\n\r\n      let allowance = cfg.personalAllowance;\r\n\r\n      \/\/ Personal allowance taper above \u00a3100k\r\n      if (totalIncome > 100000) {\r\n        const reduction = Math.floor((totalIncome - 100000) \/ 2);\r\n        allowance = Math.max(0, cfg.personalAllowance - reduction);\r\n      }\r\n\r\n      let taxable = Math.max(0, totalIncome - allowance);\r\n\r\n      const basicBandLimit = cfg.basicRateLimit - allowance;\r\n      const higherBandLimit = cfg.additionalRateLimit - cfg.basicRateLimit;\r\n\r\n      const basicBand = Math.min(taxable, Math.max(0, basicBandLimit));\r\n      taxable -= basicBand;\r\n\r\n      const higherBand = Math.min(taxable, Math.max(0, higherBandLimit));\r\n      taxable -= higherBand;\r\n\r\n      const additionalBand = Math.max(0, taxable);\r\n\r\n      const basicTax = basicBand * 0.2;\r\n      const higherTax = higherBand * 0.4;\r\n      const additionalTax = additionalBand * 0.45;\r\n\r\n      const totalTax = basicTax + higherTax + additionalTax;\r\n\r\n      return {\r\n        allowanceUsed: allowance,\r\n        basicBand,\r\n        higherBand,\r\n        additionalBand,\r\n        basicTax,\r\n        higherTax,\r\n        additionalTax,\r\n        totalTax\r\n      };\r\n    }\r\n\r\n    \/\/ Employee Class 1 NI on salary only\r\n    function employeeNI(earnings) {\r\n      const cfg = getYearConfig();\r\n      earnings = clampNonNegative(earnings);\r\n      if (earnings <= cfg.class1Lower) return 0;\r\n\r\n      let ni = 0;\r\n      const mainBand = Math.min(earnings, cfg.class1Upper) - cfg.class1Lower;\r\n      if (mainBand > 0) ni += mainBand * cfg.class1MainRate;\r\n\r\n      if (earnings > cfg.class1Upper) {\r\n        ni += (earnings - cfg.class1Upper) * cfg.class1UpperRate;\r\n      }\r\n      return ni;\r\n    }\r\n\r\n    \/\/ Class 4 NI with interaction\r\n    function class4NI(selfEmployedTaxableProfit, salary) {\r\n      const cfg = getYearConfig();\r\n      const profits = clampNonNegative(selfEmployedTaxableProfit);\r\n      const salaryEarnings = clampNonNegative(salary);\r\n\r\n      if (profits <= 0) return 0;\r\n\r\n      \/\/ If salary already above the upper threshold, all self-employed profits at upper (2%) rate.\r\n      if (salaryEarnings >= cfg.class4Upper) {\r\n        return profits * cfg.class4UpperRate;\r\n      }\r\n\r\n      let ni = 0;\r\n      let remainingProfit = profits;\r\n\r\n      \/\/ Portion of profit that still falls below the lower NI threshold once salary is taken into account.\r\n      const unusedLowerBand = Math.max(cfg.class4Lower - salaryEarnings, 0);\r\n      if (remainingProfit <= unusedLowerBand) {\r\n        return 0;\r\n      }\r\n      remainingProfit -= unusedLowerBand;\r\n\r\n      \/\/ Main band considering salary already in that band.\r\n      const mainBandCapacity = Math.max(\r\n        cfg.class4Upper - Math.max(salaryEarnings, cfg.class4Lower),\r\n        0\r\n      );\r\n      const mainBandForSe = Math.min(remainingProfit, mainBandCapacity);\r\n      if (mainBandForSe > 0) {\r\n        ni += mainBandForSe * cfg.class4MainRate;\r\n        remainingProfit -= mainBandForSe;\r\n      }\r\n\r\n      \/\/ Anything above goes at upper rate.\r\n      if (remainingProfit > 0) {\r\n        ni += remainingProfit * cfg.class4UpperRate;\r\n      }\r\n\r\n      return ni;\r\n    }\r\n\r\n    function setFrequencyValues(idArray, yearlyAmount) {\r\n      const year = clampNonNegative(yearlyAmount);\r\n      const month = year \/ 12;\r\n      const week = year \/ 52;\r\n      const day = year \/ 260;\r\n\r\n      const values = [year, month, week, day].map(v => fmt(Math.round(v)));\r\n\r\n      idArray.forEach((id, index) => {\r\n        const el = document.getElementById(id);\r\n        if (el) el.textContent = values[index];\r\n      });\r\n    }\r\n\r\n    function recalc() {\r\n      const cfg = getYearConfig();\r\n\r\n      const salary = clampNonNegative(parseFloat(salaryInput.value));\r\n      const otherIncome = clampNonNegative(parseFloat(otherIncomeInput.value));\r\n      const selfIncome = clampNonNegative(parseFloat(selfIncomeInput.value));\r\n      const rawExpenses = clampNonNegative(parseFloat(selfExpensesInput.value));\r\n\r\n      errorEl.textContent = \"\";\r\n\r\n      \/\/ Always use entered expenses as cash expenses\r\n      let actualExpenses = clampNonNegative(rawExpenses);\r\n\r\n      const combinedSelfOtherIncome = selfIncome + otherIncome;\r\n\r\n      if (rawExpenses > combinedSelfOtherIncome && combinedSelfOtherIncome > 0) {\r\n        errorEl.textContent =\r\n          \"Expenses are higher than your combined self-employed and other income. For tax we\u2019ll cap profit at \u00a30, but your cash position still includes all expenses.\";\r\n      }\r\n\r\n      \/\/ Amount used for tax (Trading Allowance vs actual expenses) \u2013 applied to combined self-employed + other income\r\n      let deductibleForTax = 0;\r\n      if (combinedSelfOtherIncome > 0) {\r\n        const base = Math.max(actualExpenses, TRADING_ALLOWANCE);\r\n        deductibleForTax = Math.min(base, combinedSelfOtherIncome);\r\n      }\r\n\r\n      \/\/ Cash profit from self-employment + other income\r\n      const selfProfitCash = Math.max(0, combinedSelfOtherIncome - actualExpenses);\r\n\r\n      \/\/ Taxable profit (for Income Tax & Class 4 NI)\r\n      const selfProfitTaxable = Math.max(0, combinedSelfOtherIncome - deductibleForTax);\r\n\r\n      const totalEarnings = salary + combinedSelfOtherIncome;\r\n      const combinedIncomeAfterExpensesCash = totalEarnings - actualExpenses;\r\n\r\n      \/\/ Income Tax scenarios\r\n      const itSalaryOnly = incomeTaxBreakdown(salary);\r\n      const itSalaryPlusSelfOther = incomeTaxBreakdown(\r\n        salary + selfProfitTaxable\r\n      );\r\n\r\n      const taxOnSalaryOnly = itSalaryOnly.totalTax;\r\n      const taxOnCombined = itSalaryPlusSelfOther.totalTax;\r\n\r\n      \/\/ Extra Income Tax via SA (on self-employed + other income together)\r\n      const extraIncomeTaxTotalSA = Math.max(0, taxOnCombined - taxOnSalaryOnly);\r\n      const extraIncomeTaxSelfOnly = extraIncomeTaxTotalSA;\r\n\r\n      const niSalary = employeeNI(salary);\r\n      const niSelfVal = class4NI(selfProfitTaxable, salary);\r\n\r\n      \/\/ SA totals\r\n      const selfAssessmentTaxTotal = extraIncomeTaxTotalSA + niSelfVal;\r\n\r\n      const totalTaxAll = taxOnCombined + niSalary + niSelfVal;\r\n      const netIncome = combinedIncomeAfterExpensesCash - totalTaxAll;\r\n\r\n      taxYearShortLabel.textContent = \"Tax Year\";\r\n      taxYearRangeText.innerHTML = \"<strong>\" + cfg.label + \"<\/strong>\";\r\n\r\n      totalEarningsEl.textContent = fmt(totalEarnings);\r\n\r\n      \/\/ Show PAYE Income Tax and NI separately\r\n      salaryTaxLineEl.textContent =\r\n        fmt(Math.round(taxOnSalaryOnly)) +\r\n        \" Income Tax already collected through PAYE on your salary\";\r\n      salaryNiLineEl.textContent =\r\n        fmt(Math.round(niSalary)) +\r\n        \" employee National Insurance already collected through PAYE on your salary\";\r\n\r\n      \/\/ Expense line explanation\r\n      if (combinedSelfOtherIncome <= 0) {\r\n        expenseLineEl.textContent =\r\n          `${fmt(Math.round(actualExpenses))} expenses (reducing your overall income and take-home).`;\r\n      } else if (actualExpenses === 0) {\r\n        expenseLineEl.textContent =\r\n          `${fmt(0)} expenses (we\u2019ve also used the \u00a3${TRADING_ALLOWANCE.toLocaleString(\r\n            \"en-GB\"\r\n          )} trading allowance for tax).`;\r\n      } else if (actualExpenses < TRADING_ALLOWANCE) {\r\n        expenseLineEl.textContent =\r\n          `${fmt(Math.round(actualExpenses))} expenses (for tax we use the \u00a3${TRADING_ALLOWANCE.toLocaleString(\r\n            \"en-GB\"\r\n          )} trading allowance instead).`;\r\n      } else {\r\n        expenseLineEl.textContent =\r\n          `${fmt(Math.round(actualExpenses))} expenses (used for tax).`;\r\n      }\r\n\r\n      \/\/ Main SA figures (ALL extra tax)\r\n      taxToPayEl.textContent = fmt(Math.round(selfAssessmentTaxTotal));\r\n      incomeTaxSelfEl.textContent =\r\n        fmt(Math.round(extraIncomeTaxTotalSA)) + \" Income Tax to settle via Self Assessment\";\r\n      niSelfEl.textContent =\r\n        fmt(Math.round(niSelfVal)) + \" Class 4 National Insurance\";\r\n\r\n      netIncomeEl.textContent = fmt(Math.round(netIncome));\r\n\r\n      \/\/ Payments on account\r\n      if (selfAssessmentTaxTotal >= 1000) {\r\n        const firstPayment = selfAssessmentTaxTotal \/ 2;\r\n        const secondPayment = selfAssessmentTaxTotal \/ 2;\r\n        paymentOnAccountBox.style.display = \"block\";\r\n        paymentOnAccountBox.innerHTML = `\r\n          <strong>Payments on account (estimate)<\/strong>\r\n          <p>Because your Self Assessment bill (Income Tax + Class 4 NI) is at least \u00a31,000, HMRC will usually ask for advance payments towards the next year.<\/p>\r\n          <ul>\r\n            <li>First payment on account (31 January after the tax year): <strong>${fmt(Math.round(firstPayment))}<\/strong><\/li>\r\n            <li>Second payment on account (31 July after the tax year): <strong>${fmt(Math.round(secondPayment))}<\/strong><\/li>\r\n          <\/ul>\r\n          <p>These are in addition to any balancing payment for the year that has just ended.<\/p>\r\n        `;\r\n      } else {\r\n        paymentOnAccountBox.style.display = \"none\";\r\n        paymentOnAccountBox.innerHTML = \"\";\r\n      }\r\n\r\n      \/\/ Calculation details text (shown in the new full-width section)\r\n      \/\/ Some points are now hidden when amounts are zero.\r\n      calcDetailsEl.innerHTML = `\r\n        <p><strong>How your taxes are calculated if you\u2019re both employed and self-employed<\/strong><\/p>\r\n\r\n        <p><strong>PAYE taxes breakdown (salary)<\/strong><\/p>\r\n        <ul>\r\n          ${salary > 0\r\n          ? `\r\n            <li>You pay no Income Tax on the first <strong>${fmt(itSalaryOnly.allowanceUsed)}<\/strong> that you earn (your personal allowance).<\/li>\r\n            ${itSalaryOnly.basicBand > 0\r\n            ? `<li>You pay <strong>${fmt(Math.round(itSalaryOnly.basicTax))}<\/strong> (20%) on your salary between\r\n                    <strong>${fmt(itSalaryOnly.allowanceUsed)}<\/strong> and\r\n                    <strong>${fmt(itSalaryOnly.allowanceUsed + itSalaryOnly.basicBand)}<\/strong>.<\/li>`\r\n            : \"\"\r\n          }\r\n            ${itSalaryOnly.higherBand > 0\r\n            ? `<li>You pay <strong>${fmt(Math.round(itSalaryOnly.higherTax))}<\/strong> (40%) on your salary between\r\n                    <strong>${fmt(itSalaryOnly.allowanceUsed + itSalaryOnly.basicBand)}<\/strong> and\r\n                    <strong>${fmt(itSalaryOnly.allowanceUsed + itSalaryOnly.basicBand + itSalaryOnly.higherBand)}<\/strong>.<\/li>`\r\n            : \"\"\r\n          }\r\n            ${itSalaryOnly.additionalBand > 0\r\n            ? `<li>You pay <strong>${fmt(Math.round(itSalaryOnly.additionalTax))}<\/strong> (45%) on any salary above\r\n                    <strong>${fmt(itSalaryOnly.allowanceUsed + itSalaryOnly.basicBand + itSalaryOnly.higherBand)}<\/strong>.<\/li>`\r\n            : \"\"\r\n          }\r\n            <li>You pay no employee National Insurance on the first <strong>${fmt(cfg.class1Lower)}<\/strong> that you earn.<\/li>\r\n            ${salary > cfg.class1Lower\r\n            ? (() => {\r\n              const mainBand = Math.min(salary, cfg.class1Upper) - cfg.class1Lower;\r\n              return mainBand > 0\r\n                ? `<li>You pay <strong>${fmt(Math.round(mainBand * cfg.class1MainRate))}<\/strong> (${Math.round(cfg.class1MainRate * 100)}%) on your salary between\r\n                          <strong>${fmt(cfg.class1Lower)}<\/strong> and\r\n                          <strong>${fmt(Math.min(salary, cfg.class1Upper))}<\/strong>.<\/li>`\r\n                : \"\";\r\n            })()\r\n            : \"\"\r\n          }\r\n            ${salary > cfg.class1Upper\r\n            ? (() => {\r\n              const upperBand = salary - cfg.class1Upper;\r\n              return `<li>You pay <strong>${fmt(Math.round(upperBand * cfg.class1UpperRate))}<\/strong> (${Math.round(cfg.class1UpperRate * 100)}%) on your salary above\r\n                            <strong>${fmt(cfg.class1Upper)}<\/strong>.<\/li>`;\r\n            })()\r\n            : \"\"\r\n          }\r\n            <li>In total, about <strong>${fmt(Math.round(taxOnSalaryOnly))}<\/strong> Income Tax and <strong>${fmt(Math.round(niSalary))}<\/strong> employee NI are already taken from your wages through PAYE.<\/li>\r\n          `\r\n          : `<li>No PAYE salary entered.<\/li>`\r\n        }\r\n        <\/ul>\r\n\r\n        <p><strong>Self-employment &amp; other income tax breakdown<\/strong><\/p>\r\n        <ul>\r\n          ${combinedSelfOtherIncome > 0\r\n          ? `\r\n                ${selfIncome > 0 ? `<li>Self-employed income: <span class=\"highlight-amount\">${fmt(selfIncome)}<\/span><\/li>` : \"\"}\r\n                ${otherIncome > 0 ? `<li>Other income (treated in this calculator like self-employment for tax and deductions): <span class=\"highlight-amount\">${fmt(otherIncome)}<\/span><\/li>` : \"\"}\r\n                <li>Total self-employed + other income: <span class=\"highlight-amount\">${fmt(combinedSelfOtherIncome)}<\/span><\/li>\r\n                ${actualExpenses > 0 ? `<li>Self-employed &amp; other expenses (cash): <span class=\"highlight-amount\">${fmt(actualExpenses)}<\/span><\/li>` : \"\"}\r\n                ${combinedSelfOtherIncome > 0\r\n            ? `<li>Trading allowance \/ expenses used for tax: <span class=\"highlight-amount\">${fmt(deductibleForTax)}<\/span><\/li>`\r\n            : \"\"\r\n          }\r\n                ${selfProfitTaxable > 0\r\n            ? `<li>Self-employed &amp; other profit used for tax (after the above): <span class=\"highlight-amount\">${fmt(selfProfitTaxable)}<\/span><\/li>`\r\n            : \"\"\r\n          }\r\n                ${selfProfitTaxable > 0\r\n            ? `\r\n                      <li>You will pay an estimated <strong>${fmt(Math.round(extraIncomeTaxSelfOnly))}<\/strong> in Income Tax on your combined self-employed and other profit (using the same 20%, 40% and 45% bands as your salary).<\/li>\r\n                      <li>You will also pay about <strong>${fmt(Math.round(niSelfVal))}<\/strong> in Class 4 National Insurance on this profit (simplified estimate).<\/li>\r\n                    `\r\n            : `<li>No taxable combined self-employed and other profit, so no extra Income Tax or Class 4 National Insurance from these incomes.<\/li>`\r\n          }\r\n              `\r\n          : `<li>No self-employed or other income entered.<\/li>`\r\n        }\r\n          <li><strong>Total Self Assessment bill (Income Tax + Class 4 NI):<\/strong>\r\n              <span class=\"highlight-amount\">${fmt(Math.round(selfAssessmentTaxTotal))}<\/span><\/li>\r\n        <\/ul>\r\n\r\n        <p><strong>Overall position<\/strong><\/p>\r\n        <ul>\r\n          <li>Total income before expenses: <span class=\"highlight-amount\">${fmt(totalEarnings)}<\/span><\/li>\r\n          ${actualExpenses > 0 ? `<li>Less self-employed &amp; other expenses (cash): <span class=\"highlight-amount\">${fmt(actualExpenses)}<\/span><\/li>` : \"\"}\r\n          <li>Total Income Tax &amp; NI from all sources (salary, other income and self-employment): <span class=\"highlight-amount\">${fmt(Math.round(totalTaxAll))}<\/span><\/li>\r\n          <li><strong>Estimated take-home pay after tax and expenses:<\/strong>\r\n              <span class=\"highlight-amount\">${fmt(Math.round(netIncome))}<\/span><\/li>\r\n        <\/ul>\r\n\r\n        <p class=\"muted\">\r\n          Note: This tool is for guidance only and does not replace personalised professional tax advice.\r\n        <\/p>\r\n      `;\r\n\r\n      \/\/ Bottom-left Self-Assessment breakdown statistics chart\r\n      \/\/ 1) Income after expenses (all income sources)\r\n      setFrequencyValues(seIds.profit, combinedIncomeAfterExpensesCash);\r\n      \/\/ 2) Total tax (Income Tax + all NI, including PAYE and Self Assessment)\r\n      setFrequencyValues(seIds.tax, totalTaxAll);\r\n      \/\/ 3) Class 4 NIC only (self-employment & other as treated here)\r\n      setFrequencyValues(seIds.class4, niSelfVal);\r\n      \/\/ 4) Take home pay (overall incomes)\r\n      setFrequencyValues(seIds.takeHome, netIncome);\r\n    }\r\n\r\n    [salaryInput, otherIncomeInput, selfIncomeInput, selfExpensesInput].forEach((el) => {\r\n      el.addEventListener(\"input\", recalc);\r\n    });\r\n\r\n    taxYearSelect.addEventListener(\"change\", () => {\r\n      activeYearKey = taxYearSelect.value;\r\n      recalc();\r\n    });\r\n\r\n    const timelineButtons = document.querySelectorAll(\".timeline-node\");\r\n    const sections = document.querySelectorAll(\".section\");\r\n\r\n    timelineButtons.forEach((btn) => {\r\n      btn.addEventListener(\"click\", () => {\r\n        const target = btn.dataset.section;\r\n\r\n        sections.forEach((sec) => {\r\n          if (sec.dataset.section === target) {\r\n            sec.classList.toggle(\"section--collapsed\");\r\n          }\r\n        });\r\n\r\n        btn.classList.toggle(\"timeline-node--active\");\r\n      });\r\n    });\r\n\r\n    recalc();\r\n  <\/script>\r\n<\/body>\r\n\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-d25f512 e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"d25f512\" data-element_type=\"container\" data-e-type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t<div class=\"elementor-element elementor-element-c9ea308 e-con-full e-flex pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-child \" data-id=\"c9ea308\" data-element_type=\"container\" data-e-type=\"container\">\t\t<div class=\"elementor-element elementor-element-35b6ec5 pxl-none elementor-invisible elementor-widget elementor-widget-pxl_heading\" data-id=\"35b6ec5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-35b6ec5-6700\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\tEstimate Your Tax Bill Before It Catches You Off Guard\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-688a0d2 pxl-none elementor-widget elementor-widget-pxl_text_editor\" data-id=\"688a0d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor default\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\tBeing your own boss offers freedom, but you\u2019re also in charge of your taxes. This tool estimates your Income Tax and National Insurance contributions based on your income and what you can claim as expenses each year. It shows your possible tax bill, so you can budget and avoid owing more than you expected when tax season rolls around.\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f24b234 pxl-none elementor-widget elementor-widget-pxl_heading\" data-id=\"f24b234\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-f24b234-3614\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\tWhat This Calculator Does\n\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b94b062 pxl-none elementor-widget elementor-widget-pxl_text_editor\" data-id=\"b94b062\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor default\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\tThis tool gives you a quick estimate of your:\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e84252 pxl-none elementor-widget elementor-widget-pxl_list\" data-id=\"9e84252\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"pxl-list pxl-list1  default\" data-wow-delay=\"ms\">\r\n                    <div class=\"pxl--item\">\r\n                                    <div class=\"pxl-item--icon\">\r\n                        <i aria-hidden=\"true\" class=\"bootstrap-icons bi-check2\"><\/i>                    <\/div>\r\n                                                    <div class=\"pxl-item-content\">\r\n                        Taxable profit                    <\/div>\r\n                            <\/div>\r\n                    <div class=\"pxl--item\">\r\n                                    <div class=\"pxl-item--icon\">\r\n                        <i aria-hidden=\"true\" class=\"bootstrap-icons bi-check2\"><\/i>                    <\/div>\r\n                                                    <div class=\"pxl-item-content\">\r\n                        Income Tax                    <\/div>\r\n                            <\/div>\r\n                    <div class=\"pxl--item\">\r\n                                    <div class=\"pxl-item--icon\">\r\n                        <i aria-hidden=\"true\" class=\"bootstrap-icons bi-check2\"><\/i>                    <\/div>\r\n                                                    <div class=\"pxl-item-content\">\r\n                        Class 4 National Insurance                    <\/div>\r\n                            <\/div>\r\n                    <div class=\"pxl--item\">\r\n                                    <div class=\"pxl-item--icon\">\r\n                        <i aria-hidden=\"true\" class=\"bootstrap-icons bi-check2\"><\/i>                    <\/div>\r\n                                                    <div class=\"pxl-item-content\">\r\n                        Total amount you should expect to pay                    <\/div>\r\n                            <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85fab1e pxl-none elementor-widget elementor-widget-pxl_text_editor\" data-id=\"85fab1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor default\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\tThis is a tax tool made for independent workers who want to easily figure out their tax obligations for the year.\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7865ea2 pxl-none elementor-invisible elementor-widget elementor-widget-pxl_heading\" data-id=\"7865ea2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-7865ea2-7181\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\tHow To Use It\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-379f57a pxl-none elementor-widget elementor-widget-pxl_heading\" data-id=\"379f57a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-379f57a-1817\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\tEnter the following details into the calculator:\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d721f8 pxl-none elementor-widget elementor-widget-pxl_list\" data-id=\"8d721f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"pxl-list pxl-list1  default\" data-wow-delay=\"ms\">\r\n                    <div class=\"pxl--item\">\r\n                                                    <div class=\"pxl-item-content\">\r\n                        <b>1<\/b>. Your total earnings: Add up all income from your self-employed work.\n\n                    <\/div>\r\n                            <\/div>\r\n                    <div class=\"pxl--item\">\r\n                                                    <div class=\"pxl-item-content\">\r\n                        <b>2<\/b>.Your business expenses: Include your allowable costs, such as equipment, materials, travel, utilities, phone bills, or anything else you use purely for work.                    <\/div>\r\n                            <\/div>\r\n                    <div class=\"pxl--item\">\r\n                                                    <div class=\"pxl-item-content\">\r\n                        <b>3<\/b>.The calculator will display your estimated taxable profit as well as the amount of tax and NI owed after you enter the numbers.\n                    <\/div>\r\n                            <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a17fa43 pxl-none elementor-invisible elementor-widget elementor-widget-pxl_heading\" data-id=\"a17fa43\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-a17fa43-6930\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\tHow Your Tax Is Calculated\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b0e8a8 pxl-none elementor-widget elementor-widget-pxl_text_editor\" data-id=\"6b0e8a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor default\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\tYour profits (income less expenses) determine your tax liability.\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec49aa4 pxl-none elementor-widget elementor-widget-pxl_heading\" data-id=\"ec49aa4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-ec49aa4-9766\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\tThe calculator breaks it down as follows:\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6a4c66 pxl-none elementor-widget elementor-widget-pxl_list\" data-id=\"b6a4c66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"pxl-list pxl-list1  default\" data-wow-delay=\"ms\">\r\n                    <div class=\"pxl--item\">\r\n                                    <div class=\"pxl-item--icon\">\r\n                        <i aria-hidden=\"true\" class=\"bootstrap-icons bi-check2\"><\/i>                    <\/div>\r\n                                                    <div class=\"pxl-item-content\">\r\n                        <b>Taxable Profit:<\/b> HMRC uses this amount to figure out your tax. The higher your profit, the higher the tax band you fall into.\n\n                    <\/div>\r\n                            <\/div>\r\n                    <div class=\"pxl--item\">\r\n                                    <div class=\"pxl-item--icon\">\r\n                        <i aria-hidden=\"true\" class=\"bootstrap-icons bi-check2\"><\/i>                    <\/div>\r\n                                                    <div class=\"pxl-item-content\">\r\n                        <b>Income Tax:<\/b> Calculated using the standard UK tax bands for the current tax year. Based on your profit, the calculator determines the appropriate threshold.                    <\/div>\r\n                            <\/div>\r\n                    <div class=\"pxl--item\">\r\n                                    <div class=\"pxl-item--icon\">\r\n                        <i aria-hidden=\"true\" class=\"bootstrap-icons bi-check2\"><\/i>                    <\/div>\r\n                                                    <div class=\"pxl-item-content\">\r\n                        <b>Class 4 National Insurance:<\/b> If your earnings exceed the lower profit threshold, you are required to pay Class 4 NI. Once your profit exceeds the upper threshold, the rate goes up.                    <\/div>\r\n                            <\/div>\r\n            <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-667d007 pxl-none elementor-invisible elementor-widget elementor-widget-pxl_heading\" data-id=\"667d007\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-667d007-4045\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\tWhy It Helps\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f2df1b pxl-none elementor-widget elementor-widget-pxl_text_editor\" data-id=\"0f2df1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor default\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\tA lot of independent contractors don\u2019t give their tax bill much thought until the last minute. With this calculator, you can plan ahead. You can set aside the appropriate amount each month and prevent unforeseen bills later on by checking your numbers early.\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06cc3ed pxl-none elementor-widget elementor-widget-pxl_text_editor\" data-id=\"06cc3ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor default\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\tIt\u2019s also useful if you\u2019re considering increasing your rates, taking on new tasks, or making cost reductions. A clear understanding of your tax liability makes financial planning easier.\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d2fcc4 pxl-none elementor-widget elementor-widget-pxl_text_editor\" data-id=\"2d2fcc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor default\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\tTools like VAT Calculator are therefore crucial for maintaining accurate records and tax returns.\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efe2b98 pxl-none elementor-invisible elementor-widget elementor-widget-pxl_heading\" data-id=\"efe2b98\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-efe2b98-3670\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-default \" data-wow-delay=\"ms\">\n\t\t\t\t\tImportant Information\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17b33da pxl-none elementor-widget elementor-widget-pxl_text_editor\" data-id=\"17b33da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor default\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\tThe UK tax year runs from 6 April to 5 April.\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5836c7d pxl-none elementor-widget elementor-widget-pxl_text_editor\" data-id=\"5836c7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor default\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\tYour tax return and payment are normally due by 31 January.\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f719252 pxl-none elementor-widget elementor-widget-pxl_text_editor\" data-id=\"f719252\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"pxl-text-editor default\">\n\t<div class=\"pxl-item--inner  \" data-wow-delay=\"ms\">\n\t\tYour estimate is a starting point. Let us handle the full tax review.\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-ab11dba e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"ab11dba\" data-element_type=\"container\" data-e-type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-c8065c7 pxl-none elementor-widget elementor-widget-shortcode\" data-id=\"c8065c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"section\" data-elementor-id=\"11572\" class=\"elementor elementor-11572\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e39ab5b e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"e39ab5b\" data-element_type=\"container\" data-e-type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-ad040df elementor-widget__width-inherit pxl-none elementor-invisible elementor-widget elementor-widget-pxl_heading\" data-id=\"ad040df\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-ad040df-6882\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-text-gradient \" data-wow-delay=\"ms\">\n\t\t\t\t\tAccountants in              <span class=\"pxl-title--highlight \">\n                London            <\/span>\n         : Business             <span class=\"pxl-title--highlight \">\n                Insights            <\/span>\n         \t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a0c60c elementor-widget__width-initial pxl-none elementor-widget elementor-widget-text-editor\" data-id=\"2a0c60c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Get practical business insights from our accountants in London. Explore articles with tips on managing your finances, understanding tax changes, and growing your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bc7efb post-layout-post-1 pxl-none elementor-widget elementor-widget-pxl_post_carousel\" data-id=\"5bc7efb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_post_carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n    <div class=\"pxl-swiper-slider pxl-post-carousel pxl-post-carousel1 style-1\" >\r\n        <div class=\"pxl-carousel-inner\">\r\n            <div class=\"pxl-swiper-container\" dir=\"ltr\" data-settings=\"{&quot;slide_direction&quot;:&quot;horizontal&quot;,&quot;slide_percolumn&quot;:1,&quot;slide_percolumnfill&quot;:1,&quot;slide_mode&quot;:&quot;slide&quot;,&quot;slides_to_show&quot;:3,&quot;slides_to_show_xxl&quot;:3,&quot;slides_to_show_lg&quot;:3,&quot;slides_to_show_md&quot;:2,&quot;slides_to_show_sm&quot;:2,&quot;slides_to_show_xs&quot;:1,&quot;slides_to_scroll&quot;:1,&quot;slides_gutter&quot;:30,&quot;arrow&quot;:false,&quot;pagination&quot;:false,&quot;pagination_type&quot;:&quot;bullets&quot;,&quot;autoplay&quot;:false,&quot;pause_on_hover&quot;:true,&quot;pause_on_interaction&quot;:true,&quot;delay&quot;:5000,&quot;loop&quot;:true,&quot;speed&quot;:500,&quot;center&quot;:false}\">\r\n                <div class=\"pxl-swiper-wrapper\">\r\n                                            <div class=\"pxl-swiper-slide   wow\" data-wow-duration=\"1.2s\">\r\n                            <div class=\"pxl-post--inner\">\r\n\r\n                                                                <div class=\"pxl-post--featured \">\r\n                                    <a href=\"https:\/\/webswiftusa.com\/Artifin\/company-formation-step-by-step-guide\/\">\r\n                                        <img fetchpriority=\"high\" decoding=\"async\" class=\"\" src=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/6-e1761322058212-780x480.webp\" width=\"780\" height=\"480\" alt=\"6-e1761322058212\" title=\"6-e1761322058212\" \/>                                    <\/a>\r\n                                <\/div>\r\n                                                                                        <div class=\"post-date\">\r\n                                    February 28 , 2026                                <\/div>\r\n                                                        <h3 class=\"pxl-post--title \">\r\n                                <a href=\"https:\/\/webswiftusa.com\/Artifin\/company-formation-step-by-step-guide\/\">\r\n                                    Company Formation: Step-by-Step Guide                                <\/a>\r\n                            <\/h3>\r\n                                                            <a class=\"btn-more  el-parallax-item\" href=\"https:\/\/webswiftusa.com\/Artifin\/company-formation-step-by-step-guide\/\">\r\n                                    Read More                                <\/a>\r\n                            \r\n                        <\/div>\r\n                    <\/div>\r\n                                        <div class=\"pxl-swiper-slide   wow\" data-wow-duration=\"1.2s\">\r\n                            <div class=\"pxl-post--inner\">\r\n\r\n                                                                <div class=\"pxl-post--featured \">\r\n                                    <a href=\"https:\/\/webswiftusa.com\/Artifin\/step-by-step-guide-to-submit-the-ct600-corporation-tax-return\/\">\r\n                                        <img decoding=\"async\" class=\"\" src=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/For-Future3-e1761750809689.jpg\" width=\"578\" height=\"385\" alt=\"For-Future3-e1761750809689\" title=\"For-Future3-e1761750809689\" \/>                                    <\/a>\r\n                                <\/div>\r\n                                                                                        <div class=\"post-date\">\r\n                                    February 28 , 2026                                <\/div>\r\n                                                        <h3 class=\"pxl-post--title \">\r\n                                <a href=\"https:\/\/webswiftusa.com\/Artifin\/step-by-step-guide-to-submit-the-ct600-corporation-tax-return\/\">\r\n                                    Step-by-Step Guide to Submit the CT600 Corporation Tax Return                                <\/a>\r\n                            <\/h3>\r\n                                                            <a class=\"btn-more  el-parallax-item\" href=\"https:\/\/webswiftusa.com\/Artifin\/step-by-step-guide-to-submit-the-ct600-corporation-tax-return\/\">\r\n                                    Read More                                <\/a>\r\n                            \r\n                        <\/div>\r\n                    <\/div>\r\n                                        <div class=\"pxl-swiper-slide   wow\" data-wow-duration=\"1.2s\">\r\n                            <div class=\"pxl-post--inner\">\r\n\r\n                                                                <div class=\"pxl-post--featured \">\r\n                                    <a href=\"https:\/\/webswiftusa.com\/Artifin\/understanding-ir35-what-contractors-and-freelancers-need-to-know\/\">\r\n                                        <img decoding=\"async\" class=\"\" src=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/1-e1761926622988-780x480.webp\" width=\"780\" height=\"480\" alt=\"1-e1761926622988\" title=\"1-e1761926622988\" \/>                                    <\/a>\r\n                                <\/div>\r\n                                                                                        <div class=\"post-date\">\r\n                                    February 28 , 2026                                <\/div>\r\n                                                        <h3 class=\"pxl-post--title \">\r\n                                <a href=\"https:\/\/webswiftusa.com\/Artifin\/understanding-ir35-what-contractors-and-freelancers-need-to-know\/\">\r\n                                    Understanding IR35: What Contractors and Freelancers Need to Know                                <\/a>\r\n                            <\/h3>\r\n                                                            <a class=\"btn-more  el-parallax-item\" href=\"https:\/\/webswiftusa.com\/Artifin\/understanding-ir35-what-contractors-and-freelancers-need-to-know\/\">\r\n                                    Read More                                <\/a>\r\n                            \r\n                        <\/div>\r\n                    <\/div>\r\n                                        <div class=\"pxl-swiper-slide   wow\" data-wow-duration=\"1.2s\">\r\n                            <div class=\"pxl-post--inner\">\r\n\r\n                                                                <div class=\"pxl-post--featured \">\r\n                                    <a href=\"https:\/\/webswiftusa.com\/Artifin\/key-considerations-before-buying-a-small-business-in-the-uk\/\">\r\n                                        <img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/1-e1762185694500-780x480.webp\" width=\"780\" height=\"480\" alt=\"1-e1762185694500\" title=\"1-e1762185694500\" \/>                                    <\/a>\r\n                                <\/div>\r\n                                                                                        <div class=\"post-date\">\r\n                                    February 28 , 2026                                <\/div>\r\n                                                        <h3 class=\"pxl-post--title \">\r\n                                <a href=\"https:\/\/webswiftusa.com\/Artifin\/key-considerations-before-buying-a-small-business-in-the-uk\/\">\r\n                                    Key Considerations Before Buying a Small Business in the UK                                <\/a>\r\n                            <\/h3>\r\n                                                            <a class=\"btn-more  el-parallax-item\" href=\"https:\/\/webswiftusa.com\/Artifin\/key-considerations-before-buying-a-small-business-in-the-uk\/\">\r\n                                    Read More                                <\/a>\r\n                            \r\n                        <\/div>\r\n                    <\/div>\r\n                                        <div class=\"pxl-swiper-slide   wow\" data-wow-duration=\"1.2s\">\r\n                            <div class=\"pxl-post--inner\">\r\n\r\n                                                                <div class=\"pxl-post--featured \">\r\n                                    <a href=\"https:\/\/webswiftusa.com\/Artifin\/companies-house-announces-major-changes-to-service-fees-for-2026\/\">\r\n                                        <img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/5-e1762336221275-780x480.webp\" width=\"780\" height=\"480\" alt=\"5-e1762336221275\" title=\"5-e1762336221275\" \/>                                    <\/a>\r\n                                <\/div>\r\n                                                                                        <div class=\"post-date\">\r\n                                    February 28 , 2026                                <\/div>\r\n                                                        <h3 class=\"pxl-post--title \">\r\n                                <a href=\"https:\/\/webswiftusa.com\/Artifin\/companies-house-announces-major-changes-to-service-fees-for-2026\/\">\r\n                                    Companies House Announces Major Changes to Service Fees for 2026                                <\/a>\r\n                            <\/h3>\r\n                                                            <a class=\"btn-more  el-parallax-item\" href=\"https:\/\/webswiftusa.com\/Artifin\/companies-house-announces-major-changes-to-service-fees-for-2026\/\">\r\n                                    Read More                                <\/a>\r\n                            \r\n                        <\/div>\r\n                    <\/div>\r\n                                        <div class=\"pxl-swiper-slide   wow\" data-wow-duration=\"1.2s\">\r\n                            <div class=\"pxl-post--inner\">\r\n\r\n                                                                <div class=\"pxl-post--featured \">\r\n                                    <a href=\"https:\/\/webswiftusa.com\/Artifin\/how-to-register-for-cis-as-a-subcontractor\/\">\r\n                                        <img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/CIS_SC_SBSG-e1761726080546-780x480.webp\" width=\"780\" height=\"480\" alt=\"CIS_SC_SBSG-e1761726080546\" title=\"CIS_SC_SBSG-e1761726080546\" \/>                                    <\/a>\r\n                                <\/div>\r\n                                                                                        <div class=\"post-date\">\r\n                                    February 28 , 2026                                <\/div>\r\n                                                        <h3 class=\"pxl-post--title \">\r\n                                <a href=\"https:\/\/webswiftusa.com\/Artifin\/how-to-register-for-cis-as-a-subcontractor\/\">\r\n                                    How To Register For CIS As A Subcontractor                                <\/a>\r\n                            <\/h3>\r\n                                                            <a class=\"btn-more  el-parallax-item\" href=\"https:\/\/webswiftusa.com\/Artifin\/how-to-register-for-cis-as-a-subcontractor\/\">\r\n                                    Read More                                <\/a>\r\n                            \r\n                        <\/div>\r\n                    <\/div>\r\n                            <\/div> \r\n        <\/div>\r\n    <\/div>\r\n    \r\n    <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a79547 pxl-none elementor-invisible elementor-widget elementor-widget-pxl_button\" data-id=\"4a79547\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"pxl_button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"pxl-pxl_button-4a79547-8478\" class=\"pxl-button pxl-atc-link \" data-wow-delay=\"ms\">\r\n    <a href=\"https:\/\/webswiftusa.com\/Artifin\/blogs\/\" class=\"btn   btn-default  bg-default  pxl-icon--left\" data-wow-delay=\"ms\" data-target=\".pxl-page-popup-template-0\">\r\n                                            <span class=\"pxl--btn-text\" data-text=\"View More Blogs\">\r\n                        View More Blogs        <\/span>\r\n    <\/a>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t<div class=\"elementor-element elementor-element-5e85421 e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"5e85421\" data-element_type=\"container\" data-e-type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t\t\t<div class=\"elementor-element elementor-element-7810ef9 pxl-none elementor-widget elementor-widget-shortcode\" data-id=\"7810ef9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"13943\" class=\"elementor elementor-13943\">\n\t\t\t\t<div class=\"elementor-element elementor-element-753bf716 e-flex e-con-boxed pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-parent \" data-id=\"753bf716\" data-element_type=\"container\" data-e-type=\"container\">\t\t\t<div class=\"e-con-inner\">\r\n\t\t<div class=\"elementor-element elementor-element-e9de61d e-con-full e-flex pxl-row-scroll-none pxl-column-none pxl-full-content-with-space-none pxl-none e-con e-child \" data-id=\"e9de61d\" data-element_type=\"container\" data-e-type=\"container\">\t\t<div class=\"elementor-element elementor-element-4e56bf8 elementor-widget__width-inherit pxl-none elementor-invisible elementor-widget elementor-widget-pxl_heading\" data-id=\"4e56bf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"pxl_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div id=\"pxl-pxl_heading-4e56bf8-4139\" class=\"pxl-heading   px-sub-title-default-style \">\n\t<div class=\"pxl-heading--inner\">\n\t\t\n\t\t<h3 class=\"pxl-item--title style-default color  highlight-text-gradient \" data-wow-delay=\"ms\">\n\t\t\t\t\tIs              <span class=\"pxl-title--highlight \">\n                Artifin            <\/span>\n         authorised and regulated              <span class=\"pxl-title--highlight \">\n                accountants             <\/span>\n         in London, UK?\n\t\n\t\t\t\n\t\t<\/h3>\n\t\t\n\t<\/div>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"elementor-element elementor-element-7a3ec520 elementor-widget__width-initial pxl-none elementor-widget elementor-widget-text-editor\" data-id=\"7a3ec520\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes, Our team of qualified London Accountants has qualifications from top accountancy bodies, such as ICAEW ( Institute of Chartered Accountants of England &amp; Wales, ACCA ( Association of Chartered Certified Accountants &amp; AAT ( Association of Accounting Technicians). In addition, we are on ICAEW approved employer\u2019s list.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bdece1 pxl-none elementor-widget elementor-widget-pxl_client_carousel\" data-id=\"3bdece1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"pxl_client_carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div class=\"pxl-swiper-slider pxl-client-carousel pxl-client-carousel1 pxl-swiper-arrow-show style-1\" data-arrow=\"\">\n        <div class=\"pxl-carousel-inner\">\n            <div class=\"pxl-swiper-container\" dir=\"ltr\" data-settings=\"{&quot;slide_direction&quot;:&quot;horizontal&quot;,&quot;slide_percolumn&quot;:1,&quot;slide_mode&quot;:&quot;slide&quot;,&quot;slides_to_show&quot;:4,&quot;slides_to_show_xxl&quot;:4,&quot;slides_to_show_lg&quot;:4,&quot;slides_to_show_md&quot;:3,&quot;slides_to_show_sm&quot;:2,&quot;slides_to_show_xs&quot;:2,&quot;slides_to_scroll&quot;:1,&quot;arrow&quot;:false,&quot;pagination&quot;:false,&quot;pagination_type&quot;:&quot;bullets&quot;,&quot;autoplay&quot;:true,&quot;pause_on_hover&quot;:false,&quot;pause_on_interaction&quot;:true,&quot;delay&quot;:5000,&quot;loop&quot;:true,&quot;speed&quot;:500}\">\n                <div class=\"pxl-swiper-wrapper\">\n                                            <div class=\"pxl-swiper-slide\">\n                            <div class=\"pxl-item--inner \" data-wow-delay=\"ms\">\n                                <a href=\"https:\/\/artifinaccountants.co.uk\/wp-content\/uploads\/2025\/10\/LOG-990163020-Uddin.pdf\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"303\" height=\"166\" src=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/CIMA.png\" class=\"no-lazyload attachment-full\" alt=\"\" srcset=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/CIMA.png 303w, https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/CIMA-300x164.png 300w\" sizes=\"(max-width: 303px) 100vw, 303px\" \/>                                                                        \n                                    <img loading=\"lazy\" decoding=\"async\" width=\"303\" height=\"166\" src=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/CIMA.png\" class=\"no-lazyload attachment-full\" alt=\"\" srcset=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/CIMA.png 303w, https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/CIMA-300x164.png 300w\" sizes=\"(max-width: 303px) 100vw, 303px\" \/>                                                                    <\/a>\n                            <\/div>\n                        <\/div>\n                                            <div class=\"pxl-swiper-slide\">\n                            <div class=\"pxl-item--inner \" data-wow-delay=\"ms\">\n                                <a href=\"https:\/\/www.aicpa-cima.com\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"257\" height=\"142\" src=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/CGMA.jpg\" class=\"no-lazyload attachment-full\" alt=\"\" \/>                                                                        \n                                    <img loading=\"lazy\" decoding=\"async\" width=\"257\" height=\"142\" src=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/CGMA.jpg\" class=\"no-lazyload attachment-full\" alt=\"\" \/>                                                                    <\/a>\n                            <\/div>\n                        <\/div>\n                                            <div class=\"pxl-swiper-slide\">\n                            <div class=\"pxl-item--inner \" data-wow-delay=\"ms\">\n                                <a >\n                                    <img loading=\"lazy\" decoding=\"async\" width=\"257\" height=\"142\" src=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/PCG.jpg\" class=\"no-lazyload attachment-full\" alt=\"\" \/>                                                                        \n                                    <img loading=\"lazy\" decoding=\"async\" width=\"257\" height=\"142\" src=\"https:\/\/webswiftusa.com\/Artifin\/wp-content\/uploads\/2026\/02\/PCG.jpg\" class=\"no-lazyload attachment-full\" alt=\"\" \/>                                                      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alt=\"\" \/>                                                                    <\/a>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n\n                    <\/div>\n    <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home Self-Employed Tax Calculator Free Employed &#038; Self-Employed Tax Calculator Tool Use our smart employed and self-employed tax calculator to quickly estimate your tax liability with accuracy and ease. Simply enter your income details to get instant results, helping you plan finances better, avoid surprises, and stay fully prepared for your tax obligations throughout the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-13447","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/webswiftusa.com\/Artifin\/wp-json\/wp\/v2\/pages\/13447","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/webswiftusa.com\/Artifin\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/webswiftusa.com\/Artifin\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/webswiftusa.com\/Artifin\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/webswiftusa.com\/Artifin\/wp-json\/wp\/v2\/comments?post=13447"}],"version-history":[{"count":0,"href":"https:\/\/webswiftusa.com\/Artifin\/wp-json\/wp\/v2\/pages\/13447\/revisions"}],"wp:attachment":[{"href":"https:\/\/webswiftusa.com\/Artifin\/wp-json\/wp\/v2\/media?parent=13447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}